• Business

    4 Good Reasons to Take An SME Loan

    Running a business isn’t a walk in the park, and it certainly isn’t cheap. Many business owners take loans to keep their business afloat and to expand their business. For small business owners, an SME loan can be a solution to many of their financial problems.

    SME loans can be helpful to a business in many ways. Here are some excellent reasons to get one if you’re a small business owner:

    Expanding your business

    Every business owner looks forward to the growth of their business, but it takes a lot of money to expand while maintaining it at the same time. Having an SME loan is the solution as it can help cover the expenses of developing your business without taking your operational funds. While it isn’t impossible to grow your business using regular cash-flow, taking an SME loan will definitely speed up the process. 

    sme loan

    Low cash flow

    Small businesses always face the challenges of low cash flow. This problem is especially tricky when you have customers that don’t pay on time or when you have unsold inventory. Getting an SME loan will help to ensure the flow of cash while keeping your business afloat.


    You can’t run a business without some form of equipment. Whether it’s machines, or tools that your customers use, pieces of equipment for your business can cost a lot. Maintaining and repairing of equipment can also be costly. When machines break down suddenly, taking an emergency SME loan may help to keep the business running and customers happy.

    Improving credibility

    If you’re a responsible business owner and have managed to pay back all your loans, it creates a good history for your credit score. Eventually, banks will trust you enough to take bigger loans, and you can use them to improve your business further. Just make sure to always pay your loans back on time!


    Whatever reason it is, getting an SME loan can be beneficial for you and business if you are responsible. Never take an unnecessary debt if you can’t pay them back on time!

    Are you a small business owner interested in getting a loan? Visit https://www.rhbgroup.com/business/financing/business-loan/index.html for more information!

  • ourshop

    Breakthroughs in E-Commerce

    E-commerce refers back to the action of buying and selling services or goods online. They usually are monetary transactions and involve the exchange of physical goods or information. E-commerce websites like OurShop allow people to experience the capability of internet shopping and enable retailers to work a web business.

    How to use an e-commerce website?

    Most e-commerce websites work like this: first, you search for products with a catalogue. Then, you add them right into an online store and check them out. Their website confirms your order all of which will provide you with the product to your address you’ve provided. In the event of OurShop, you need to develop the items you ordered inside an airport or receive it as soon as you board a plane.

    E-Commerce for Travellers

    Made with the traveller in mind, an important section on OurShop is ‘Travel’. Essentials that include travel pillows, toothbrushes, electric shavers and travel adaptors are for sale for easy pickup in-flight this means you don’t really need to rush and buy it originating from a physical store before you start to board your flight. Need a beach read? Under this category, you can also buy books and stationeries if you prefer something light to read on your holiday.

    Beauty and Skincare in the modern E-Commerce World


    to promote the online shopping experience. With the power of e-commerce, you can actually order any beauty product from all over the planet. Many beauty brands have e-commerce websites of their own that permit users to purchase their goods, no matter whether they’re on the other side of the planet. Many of the bath and body goods you can buy online are face masks, lipsticks, and perfumes.

    Spirits Are High in E-Commerce

    OurShop also has got a superb assortment of alcoholic drinks for travellers to take a look at. Vodkas, whiskies, wines, and rum are one of the forms of alcohol you can purchase on the web site and collect when you turn up at the airport or receive whenever you boarded an airplane. Remember to drink responsibly!

    Making Electronics More Accessible

    Are you looking for some cool tech and gadgets? Just browse in to the electronic products category on OurShop! Their internet site offers fitness bands, audio headphones as well as professional cameras if you require them. You can also purchase cables, power banks, travel adapters and also other accessories at OurShop.

    Using E-Commerce within the Food Industry

    In case you’re skeptical because of getting hungry while waiting at the airport, then order some snacks and food items to munch on with OurShop! Satisfy your cravings with chocolates and snacks, or enjoy a choice of tea and coffee flavours by putting an investment prior to visiting the airport. It’s also possible to order Ginseng Extract from the website and improve your health.

    E-commerce is the new trend

    Fashion lovers can thank e-commerce for making fashion more accessible to everyone. With online fashion stores, keeping up with the very best fashion trends and shopping for individual styles becomes simpler. The fashion industry has definitely benefitted from entering into e-commerce, and consumers are also experiencing and enjoying the convenience shopping alone.

    Changing The Way You Shop

    It’s getting more common for brands to consider e-commerce constantly in their business. For example, OurShop allows users to shop from anything to travel essentials to fashion items. Why is OurShop unique is shoppers really have to pick up ordered items at airports or when they board on a flight. Fill in your busket at https://www.ourshop.com/ and get ready to order.

  • Full service digital marketing agency | Emperikal

    How Emperikal Can Power Your Industry Performance

    As Malaysia heads towards a digital marketplace by 2020, just one thing, sure enough, is businesses began to adopt digital marketing in Malaysia more aggressively. Utilizing a wide variety of creative methods to succeed by online presence including influencer marketing or affiliate marketing in Malaysia, corporations are realising the rewards and demand of being online with today’s generation.

    Tips to Build up and Nurture Your Own Business Via the internet in Malaysia

    Emperikal, a well-known Emperikal is an ideal solution to match your company needs. You’re going to get unparalleled access to world-class marketing resources provided by its other sister agencies.

    This marketing agency distinguishes itself from other individuals by providing the entire package of digital marketing services. This gives them the ability to work effective and efficient for companies of any size. Just for this, this company has been working in conjunction with many global firms around South-East Asia.

    SEO Malaysia

    To dominate the net the major search engines, the appropriate content strategy is going to go far. As you might already have known at this stage, Google places an exceptionally high value on content quality when it comes to ranking the numerous webpages. Thin blog posts is a no-no. Assuming you have your quality content into position, how do you make sure that people will find your site from Google? That’s usually where SEO becomes crucial. Our agency delivers the best SEO Malaysia to enhance your website’s visibility inside the major engines like google. Next, you would like to be committing to PPC, commonly known as pay-per-click. You’ll discover rapid results with PPC when you are essentially paying Google to display your ads along the regular search results. Users are only shown relevant ads for their search. Programmatic advertising will let you automate the vast majority of manual media buying processes. Our services can assist you to get the very finest results while keeping the costs down.

    digital marketing agency Malaysia | Emperikal

    Social Media Campaign Management

    Who doesn’t possess a Facebook account nowadays? This really is the reasons why you must embrace Facebook marketing in Malaysia! Malaysians spend a good amount of time on Facebook, so be sure that your business Facebook page is constantly updated with intriguing, notable and engaging content. You need to learn about Instagram as the marketing tool. This fast-growing network allows a gorgeous showcase of images and videos with their multitude of signature filters. Instagram for business allows ads-buying and presents important analytics data for one’s brand.

    For an award-winning site that is unique, eye-catching and mobile-responsive; this agency’s web development in Malaysia is unparalleled. With an experienced team successful at building in numerous languages for both front and backend, your site will definitely stand out particularly with the wonder from the website design team too. Renowned also for their web design in Malaysia, clients have benefited with the creativity that brings their brand to life.

    A significant part of measuring online performance, is by fitting accurate tracking. Data analytics is a vital component for accomplishing this. With all the agency’s knowledgeable data scientists in-house, they’ll make sure all performance areas are precisely designed to reflect insights that you can base further business decisions on. Another useful skill the analytics team possesses, certainly is the ability to encourage more conversions through their conversion rate optimization process.

    Emperikal has raised the bar for the internet marketing industry in Malaysia and will certainly continuously shoot for excellence. To enjoy a career in digital marketing, check out the digital marketing jobs on the Emperikal website at www.emperikal.com and phone us today!

  • Coworking spaces In KL | Common Ground

    Space to Rent for Small Team and SMEs Around KL & Selangor

    Nowadays in this era today, the realm of working culture has evolved drastically. People don’t strive to work in offices. They generally tend to be on the move, echoing their hustle and bustle lifestyle. Today, we witness an exponential improvement in freelancers and digital nomads. Generally, they attempt to retain a flexible lifestyle, while ensuring the highest productivity with their workload. Most of these individuals do not wish to retain and enduringly settle in a business office. Hence, the virtual office is the best option.

    Working Space Ways for Solopreneurs in KL& Selangor

    To locate coworking space within the Klang Valley area is extensive. The range of choices could even get overwhelming for several. Don’t worry, the choice is at your hands.

    Colony KLCC

    The number one coworking space that is definitely on our mind at this moment is Colony@KLCC. It had been launched in 2017 by Timothy Tiah in the middle of Kuala Lumpur. The key intent behind the coworking space is to revolutionize the work experience for some people to attain a well-balanced work and life.

    Coworking spaces For SMEs | Common Ground Malaysia

    Besides an effective workstation including a private office or a hotdesk, you’ll not be disappointed by the facilities and services provided in coworking spaces by Colony. A fitness centre, as well as a pool, are readily available if you ever seem like working out. Take a rest from work by booking a session to get a message as well as the nap room. Coffee is certainly available at Colony’s front lounge. There is an event space you can rent for any varieties of the occasion. Virtual offices are also open for ambitious entrepreneurs. All you need is actually in this co-working space you have always wanted.

    Common Ground

    Uplifting creativity and innovation are the main philosophy for Common Ground as being a coworking space. It is perfectly found on the hubs of Malaysia and Singapore. Although they are expanding fairly quickly in a number of locations in key towns, the original goal of its establishment still remains to be the same.

    Common Ground is a virtual office that assigns an excellent service as well. You’ll be able to get to the community through CG App, join business masterclasses, workshops and hang out along with other members to have a cup of coffee within the space. It does not ought to be you and your laptop alone, you may get connected to your desk mates and network throughout the regular events that they’ve. In the end, along with extremely fast internet, stylish and modern extraordinary spaces and completely free refreshments, it’s hard to say no.


    Worq.Space is yet another virtual office that is located in Taman Tun Dr Ismail which has a mission to boost the efficiency level of the customers by offering them with high standard services. The objective of Worq.Space as a coworking space is solely to help you grow, generate a lifetime relationship with all people and encourage variations.

    Customer’s happiness and overall satisfaction are within the heart of Worq.Space. Therefore, they provide a pantry service that has a free flow of food, event spaces, benefits, community areas, fully furnished modern offices and many more.

    Interested in experiencing a completely new working experience? Would love to explore your selections? Go and visit these places for the next unique working experience commonground.work and others site.